6 Top Budgeting Apps of the Year

When it comes to managing your finances, having the right tools can make all the difference. And with so many options available, it can be difficult to know where to start. That’s why we’ve put together this comprehensive guide to the “6 Top Budgeting Apps of the Year” on the market. These apps offer a range of features to help you track your spending, set financial goals, and make informed decisions about your money. Whether you’re a seasoned financial expert or just starting out on your financial journey, one of these top budgeting apps is sure to meet your needs.

So let’s dive in and explore the best options available to help you take control of your finances today!

Personal Capital:

Personal Capital is one of the top budgeting apps that offers a comprehensive approach to managing your finances. With this app, you can track your spending, investments, and retirement accounts all in one place.

It also provides valuable insights into your overall financial situation, such as your net worth, investment fees, and projected retirement savings.

In addition, Personal Capital’s investment tracking feature allows you to see how your portfolio is performing and make informed decisions about your investments.

Don’t let the long list of features fool you! Personal Capital is actually super easy to use. And the best part? You can manage your finances from anywhere, at any time, thanks to the app’s desktop version.

Starting with the app is a breeze! All you have to do is connect your bank accounts, credit cards, student loans, mortgages, and other budget items. Then, the app will gather all the information to give you a complete financial overview. It’s that easy!

Salient Features of Personal Capital

Cost:

Free

Time Period for Free Version:

Unlimited

Number of Ratings:

55000+

Personal Capital is accessible on both iOS and Android platforms.

Mint:

Mint is among 6 top budgeting apps of the year that provides an all-in-one solution for managing your money. The app automatically categorizes your spending and provides a clear view of your finances, including your income, expenses, and budget. You can also track your investments, set financial goals, and receive customized financial advice based on your spending habits. Mint’s user-friendly interface and customizable budgeting tools make it a popular choice for people who want to take control of their finances.

What makes Mint Budgeting App best?

Mint Budgeting App is the top pick for personal finance management. Advertised as the number one downloaded personal finance app by its parent company, Intuit, Mint is perfect for everyday consumers.

With Mint, you can keep track of all your financial activities in one place. It’s super easy to get started – just link your bank login information to the app and all your financial activity will be imported. The app offers personalized insights, customizable budgets, and subscription monitoring, making it easy to track multiple credit cards, pay monthly bills, manage debt, and grow your net worth.

Customizable budgets and alerts are the standout features of Mint. You can create a budget that fits your lifestyle, and all your purchases will be automatically categorized. The app also provides personalized insights into your spending, helping you make smarter decisions with your money.

And the best part? Mint will alert you of any bank fees or upcoming bills, so you can avoid those costly overdraft or late payments.

Salient Features of Mint

Cost:

Free

Time Period for Free Version:

Unlimited

Number of Ratings:

9,54000+

The Mint app is available for both iOS and Android.

YNAB Budgeting App (You Need A Budget):

YNAB is a top budgeting app that helps you take control of your money by creating a budget based on your current income and expenses. The app emphasizes the importance of living within your means and encourages users to assign every dollar a job in their budget.

YNAB also offers in-depth reporting and tracking features, as well as helpful educational resources to help users make informed financial decisions.

With its focus on budgeting and financial responsibility, YNAB is a great choice for people looking to improve their money management skills.

Salient Features of YNAB (Your Need a Budget)

Cost:

After Free trial, $14.99/month or $99/year

Time Period for Free Version:

34 days only

Number of Ratings:

52,500+

The YNAB app is available for users of iOS and Android.

PocketGuard:

PocketGuard is a top budgeting app that simplifies your finances by automatically categorizing your spending and showing you exactly how much money you have left over after all your bills are paid. The app also provides a clear overview of your income, expenses, and bills, making it easy to stay on top of your finances.

PocketGuard’s intuitive interface and powerful budgeting tools make it a popular choice for people who want to take control of their money without the hassle of manual tracking and categorization.

Salient Features of PocketGuard

Cost:

[Free version] Plus is $7.99/month, $34.99/year or $79.99/lifetime

Time Period for Free Version:

Unlimited

Number of Ratings:

8,500+

The PocketGuard app is available for both user of iOS and Android.

Goodbudget:

Goodbudget is a top budgeting app that uses the envelope budgeting method to help users manage their money. The app allows you to assign a virtual envelope for each of your expenses, such as rent, groceries, and entertainment, and helps you stick to your budget by tracking your spending in real-time.

Goodbudget also offers shared envelopes for couples and households, making it a great choice for families and couples who want to manage their money together. With its focus on the envelope budgeting method and its user-friendly interface, Goodbudget is a popular choice for people looking for a simple, yet effective, way to manage their finances.

Salient Features of Goodbudget

Cost:

[Free version] Plus is $8/month or $70/year

Time Period for Free Version:

Unlimited

Number of Ratings:

31,800+

The Goodbudget app is available for both iOS and Android users.

Stash:

Stash is a top budgeting app that combines investment tracking with budgeting tools. In addition to tracking your spending, income, and budget, Stash allows you to invest in stocks, ETFs, and other investment products with as little as $1.

The app also provides personalized investment advice and helps users learn about the stock market and investing. With its focus on investment education and tracking, Stash is a popular choice for people looking to grow their wealth and take control of their finances.

Cost:

$3 to $9/month

Time Period for Free Version:

N/A

Number of Ratings:

390,000+

The Stash app is available for both iOS and Android.